Debt Recovery & Stressed Asset Management

Strategic debt recovery services and stressed asset advisory for banks, NBFCs, businesses, and individuals. Recover what is owed through legal and structured channels.

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+91-9811021293 +91-9315865382
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The Money You Are Owed Is Not Lost — It Needs the Right Strategy to Come Back.

Non-performing loans and unpaid dues are crippling for businesses and individuals. Many creditors give up too early — accepting debt as unrecoverable. Others pursue recovery through the wrong channels, wasting time and resources. Without a structured, strategic approach, debt recovery becomes a frustrating cycle of incomplete actions and disappointing outcomes.

We develop and execute recovery strategies tailored to the nature of the debt, the debtor’s profile, and the assets available. From SARFAESI proceedings and DRT filings to negotiated settlements and asset reconstruction — we pursue every legitimate avenue available under Indian law.

Pre-Litigation Recovery
Structured demand notices, settlement negotiations, and payment plan structuring to achieve recovery before formal legal proceedings are initiated.
SARFAESI Proceedings
Enforcement action under the SARFAESI Act for secured creditors — possession notices, asset sale proceedings, and borrower representation.
DRT / DRAT Representation
Filing and representation before the Debt Recovery Tribunal and Debt Recovery Appellate Tribunal for recovery of debts above the statutory threshold.

The four pillars of our Debt Recovery & Stressed Asset Management Service include

Effective debt recovery requires the right strategy for the specific debt, debtor, and assets involved. We deploy every legitimate legal and negotiation mechanism available to maximise recovery.

Multi-Channel Strategy
Pre-litigation negotiation, SARFAESI proceedings, DRT filings, and settlement negotiations — we pursue all viable recovery channels simultaneously and sequentially.
SARFAESI & DRT Expertise
Specialist knowledge of secured creditor enforcement proceedings and Debt Recovery Tribunal procedures — maximising recovery for banks, NBFCs, and institutional creditors.
Negotiated Settlement
Where full litigation is disproportionate, we achieve structured settlements that recover maximum value in the minimum time — preserving resources for creditors.
Stressed Asset Advisory
Portfolio-level stressed asset analysis, ARC assignment advisory, and asset reconstruction strategies for creditors managing significant non-performing loan books.

We See Solutions Growing for your Business

Whether you need compliance-driven outsourced managed IT services or staff augmentation,
IntelliSuite has custom industry-specific managed it packages that will meet your business needs.

24/7 IT Help Desk IT Security Data Backup and Disaster Recovery IT Networking Managed Cloud Services
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24/7 IT Help Desk

SafeByte provides round-the-clock IT support, ensuring seamless operations and quick issue resolution. Our experts assist with troubleshooting, software support, and system maintenance.
  • Firewall and antivirus protection
  • Threat detection and response
  • Secure access management
  • Regular security audits
  • Compliance with industry standards
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IT Security

SafeByte safeguards businesses with advanced cybersecurity solutions, protecting networks, data, and systems from threats and vulnerabilities.
  • Firewall and antivirus protection
  • Threat detection and response
  • Secure access management
  • Regular security audits
  • Compliance with industry standards
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Data Backup and Disaster Recovery

We ensure data integrity and business continuity with secure backup solutions and fast disaster recovery strategies.
  • Automated data backups
  • Cloud-based storage solutions
  • Quick disaster recovery plans
  • Data encryption and security
  • 24/7 monitoring and support
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IT Networking

SafeByte optimizes business connectivity with reliable and secure networking solutions tailored to operational needs.
  • Network design and implementation
  • Secure and fast connectivity
  • VPN and remote access setup
  • Real-time network monitoring
  • Performance optimization
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Market Analysis & Valuation

We assess current market values, comparative property prices, upcoming infrastructure development, and micro-market trends to tell you exactly what a property is worth — and where it is headed.
  • Comparative market analysis across similar properties in the area
  • Assessment of upcoming infrastructure projects impacting value
  • Micro-market trend analysis for Noida, Greater Noida, Fatehpur & UP
  • Independent valuation report — honest, conflict-free, and market-based
  • Guidance on optimal timing for purchase or sale

OUR PROCESS

We are always available. Let's Talk!

The Money You’re Owed Is Not Lost. It Needs the Right Strategy to Come Back.

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Vishalakshi Investment Property and Services Pvt. Ltd. | Vishalakshi Consultancy Services Pvt. Ltd.

Address Business
1361, Sector 37, Noida – 201303 | 145, Civil Lines, Fatehpur – 212601
Contact with us
Call Consulting: +91-9811021293 | +91-9315865382 | +91-120-3562232
Working time
Mon - Sat: 8.00am - 18.00pm Holiday : Closed